End-to-End Encryption
All communications and transaction payloads are encrypted with AES-256 and sent over TLS 1.3.
Core Security Features
We protect every transaction, identity and session using layered defenses — encryption, authentication, monitoring and compliance.
Multi-Factor Authentication
Secure login with OTP, Authenticator apps, and session device binding to reduce account takeover risk.
Real-Time Fraud Detection
AI models analyze behaviour in real time and block suspicious transactions automatically.
KYC & Identity Verification
Robust identity verification to comply with AML/CFT requirements and keep fraudsters out.
How We Protect You from Fraud
- Continuous account activity monitoring
- AI-driven anomaly detection
- Instant freeze & rollback for suspicious transactions
- Verified device management and session control
- SMS / Email alerts for every card or wallet change
Active Protection
Real-time & proactive
Threat DetectionActive
Account Monitoring24/7
Encryption StatusEnabled
Last Security ScanJust now
Account Security & Privacy
Security Recommendations
Use strong, unique passwords
Avoid reusing passwords across sites and use a password manager.
Enable 2FA
Activate two-factor authentication for login and critical operations.
Review sessions regularly
Log out from devices you don't recognize and revoke access tokens.
Privacy Policy Summary
We collect only the data necessary to provide services and comply with regulations. Personal data is stored securely and encrypted both at rest and in transit.
We do not share data with third parties without consent, except where required by law or to provide the service.
Read full privacy policyCompliance & Regulation
MoniCard adheres to international standards and is regularly audited for compliance.
PCI DSS
Payment security
GDPR
Data protection
AML / CFT
Anti-money laundering
Local License
Licensed in Cameroon