MTN MoMo / Orange Money
Free
MoniCard covers fees
Voucher Redemption
Free
No additional charges
Bank/Card Deposit
1.5%
Minimum 500 XAF
1. Wallet Funding
2. Virtual Debit Card
Card Creation Fee
2,000 XAF
One-time fee
Monthly Maintenance
Free
No monthly charges
Load Card
1% FX markup
Displayed before confirmation
Freeze/Unfreeze Card
Free
Unlimited freezes
Note: ATM withdrawals are not supported with virtual cards.
3. Airtime Top-Ups
MTN / Orange Airtime
0% fee
Face value only
Minimum Amount
500 XAF
Per transaction
Maximum per day
50,000 XAF
Limits increase with KYC verification
4. Gift Cards
Purchase Fee
3%
Of gift card value
Delivery
Instant
In-app + email
Refunds
Supported only if card invalid/unusable
5. Flight Bookings
Booking Fee
5% service fee
Included in fare summary
Refunds
Airline policies apply
MoniCard service fees non-refundable
6. Hotel Bookings
Booking Fee
5% service fee
Included in total
Refunds & Cancellations
Based on hotel provider policy
7. General Platform Fees
Inactivity Fee
None
Account Closure
Free
Dispute Handling
Free
8. Limits
| Limit Type | Unverified Accounts | Verified (KYC) Accounts |
|---|---|---|
| Daily Load Limit | 50,000 XAF | 2,000,000 XAF |
| Daily Spend Limit | 20,000 XAF | 1,000,000 XAF |
| Gift Cards (30 days) | 50,000 XAF | 500,000 XAF |
| Airtime (Daily) | 50,000 XAF | 200,000 XAF |
Upgrade to KYC verification to enjoy higher limits and full access to all MoniCard services.